In 2026 the question is no longer "should I use AI in my IDE?" but "which one?"
Three philosophies
Cursor: AI everywhere but you drive. Claude Code: give an objective, agent executes. Windsurf: hybrid with Cascade planning and acting.
My current workflow
80% Cursor for targeted tasks, 15% Claude Code for cross-cutting missions, 5% Windsurf for Go/Rust sessions.