Investing in AI tools can significantly accelerate development workflows. Here is a breakdown of where the budget goes.

The stack

Claude Opus + Claude Code, Cursor, GitHub Copilot, v0, Gemini 2.5 Pro, Perplexity, ElevenLabs, Midjourney, Cline (free), Warp Terminal.

ROI

At around 180€/month (2160€/year), saving just a few working days per year is enough to break even. In practice, the productivity gains make the return on investment substantial.